The VA home loan is one of the best benefits available to veterans. It offers no down payment, lower interest rates, and flexible terms. But what about your spouse? Many veterans wonder if their wives can use the VA home loan without them. The answer depends on multiple factors, including eligibility rules and specific loan … Read more
If you’re rated at 40% by the VA, you might feel like your compensation doesn’t fully cover your needs. Many veterans find that their disabilities worsen over time, making them eligible for a higher rating. Moving from 40% to 100% can mean significant financial and healthcare benefits. However, the process isn’t always straightforward. The VA … Read more
Filing a VA disability claim often requires proving that your condition is directly connected to your military service. However, with a presumptive VA claim, the process is different. The VA assumes certain conditions are service-connected based on your service history, eliminating the need for extensive proof. If you have a condition linked to Agent Orange … Read more
Having a 50% VA disability rating provides important benefits, but in some cases, it may not fully reflect the impact of service-connected conditions. If symptoms have worsened, increasing your rating could provide higher compensation and additional healthcare support. Moving from 50% to 100% is possible through a rating increase request, Total Disability based on Individual … Read more
The notification phase is one of the most critical steps in the VA claims process. At this stage, the VA has reviewed your claim and is preparing to send you a decision letter. Many veterans feel anxious while waiting for their VA rating decision. Will your claim be approved? Will you receive the disability rating … Read more
If you’re receiving VA disability benefits and considering Supplemental Security Income (SSI), you might be wondering how they interact. SSI is a needs-based program, meaning income and financial resources determine eligibility. Since VA disability is a monthly payment, it can affect your ability to qualify for SSI. Understanding how the Social Security Administration (SSA) counts … Read more
If you have a 90% VA disability rating, you’re receiving significant compensation. However, you might still feel the gap between what you get and a full 100% rating. Fortunately, there are ways to maximize your benefits and take advantage of California-specific programs that can help. From property tax exemptions to education assistance, California offers several … Read more
When applying for a mortgage or loan, you might hear about “grossing up” VA disability income. This process helps lenders assess your financial situation more accurately by adjusting your tax-free disability benefits. Since VA disability compensation isn’t taxed, lenders allow a percentage increase to reflect what taxable income would be. Understanding how this works can … Read more
Flat feet, or pes planus, can cause chronic pain, mobility issues, and other complications. If military service worsened or caused this condition, you might qualify for VA disability benefits. Understanding the VA’s rating system is crucial to securing fair compensation. Here’s what you need to know about how the VA evaluates flat feet. How the … Read more
VA disability benefits are not always permanent. In many cases, the VA requires periodic reevaluations to determine whether your condition has improved, worsened, or remained the same. These reviews can impact your disability rating and benefits, so it’s essential to understand when and why they happen. Knowing the VA’s reevaluation process helps you stay prepared … Read more